Zeta Capital

Next-generation digital banking and wealth intelligence app with real-time transfers, virtual cards, and portfolio analytics.

Live Application Screens

Production UI Showcase

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Secure Authentication & Biometrics

Total Wealth Dashboard & Quick Pay

Investment Hub (Stocks & Islamic)

Virtual & Physical Cards Management

Monthly Financial Analytics & Reports

Customer Profile & 24/7 Help Desk

Physical Debit Card Selection & Order

THE CHALLENGE

FinTech users demand bank-grade encryption, zero latency financial transactions, and clear visual breakdown of capital flows without navigating bureaucratic banking UIs.

OUR APPROACH & SOLUTION

HAIBYK conceptualized and built Zeta Capital as an Android application in Kotlin using Jetpack Compose and modern reactive patterns, backed by an ACID-compliant PostgreSQL database with strict cryptographic audit logs.

Key Features & Functionality

Instant peer-to-peer transfers with real-time balance reconciliation

Dynamic virtual card generator with temporary spending limits & instant freeze

Multi-asset investment hub covering local & global stocks, Shariah funds, and ETFs

Automated cash-flow analytics and monthly incoming vs outgoing reporting

Biometric touch/face authentication and 24/7 in-app support ticketing

Technology Stack

KotlinAndroidSupabasePostgreSQL

System Architecture

Native Android MVI architecture with Kotlin Coroutines and Flows, fortified backend using PostgreSQL transactional isolation, encrypted session tokens, and strict audit logging.

Implemented Product Screens

Secure Authentication & Biometrics

Total Wealth Dashboard & Quick Pay

Investment Hub (Stocks & Islamic)

Virtual & Physical Cards Management

Monthly Financial Analytics & Reports

Customer Profile & 24/7 Help Desk

Physical Debit Card Selection & Order

Measurable Outcome

Engineering Result & Impact

Demonstrates enterprise-grade FinTech engineering capable of executing complex ledger calculations and secure money routing in under 120ms.

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